Prime Choice Funding, Inc., based in California, has been a trusted provider of home loan services since 2007. With a proven track record, we serve homeowners nationwide, offering a wide variety of mortgage solutions tailored to individual needs. Our team of experienced Loan Officers and Operations professionals is committed to helping homeowners find the right loan options to achieve their homeownership goals. At Prime Choice Funding, our mission is to deliver exceptional service and assist clients in reaching their financial objectives with confidence.

Why Work with Prime Choice Funding?

Since 2007, Prime Choice Funding has been a trusted national mortgage broker, helping homeowners secure financing that fits their needs. With over $10 billion in mortgages funded, our experience and commitment to finding tailored solutions for our clients makes us stand out.

How Can We Help You?

  • Nationwide Network, Competitive Terms: We shop your loan across a vast network of wholesale lenders to secure competitive terms tailored to your needs.
  • Advanced Technology: Our cutting-edge software finds loan options that are personalized just for you.
  • *$1,000 Loan Offer Commitment: We’re confident in delivering a competitive deal, backed by our $1,000 commitment if we’re unable to match or beat a verified offer.
  • In-House Processing: From application to closing, our dedicated in-house team ensures a smooth, efficient process.
  • No Charge to Apply: Explore your options with zero upfront costs—applying is free.
  • Soft Credit Checks Available: Avoid hard credit checks during the initial stages of your loan inquiry.
  • No-Cost Savings Analysis: Get a free, no-obligation savings analysis to see how much you can save on your mortgage.
  • Flexible Loan Options: We offer alternative and no-income documentation loans, ideal for self-employed or non-traditional borrowers.
  • Credit Solutions: We specialize in helping credit-challenged borrowers find mortgage solutions.

Ready to explore your mortgage options? Get started today and see why homeowners nationwide choose Prime Choice Funding.

Hear from Our Happy Clients

At Prime Choice Funding, communication and transparency are at the core of how we help clients navigate the mortgage process. Our goal is to provide a smooth, straightforward experience from start to finish.

“Chrystal, Dominic, and John helped me with my refinance and made the process as quick and painless as possible. They kept me informed throughout the entire process and handled everything professionally.”

“Working with Prime Choice Funding was a great experience. The team was professional, efficient, and made sure everything moved forward smoothly.”

“Robert and Dave were incredibly responsive and trustworthy throughout the process. They made sure we understood each step and made the experience smooth and straightforward.”

“Great experience working with the team. They kept me updated through every step of the process and made everything simple and easy to understand. Very professional and always responsive.”

“I had a great experience with Prime Choice Funding. Communication was clear and the process was handled with professionalism from start to finish.”

Scott and Angelina were helpful and kept us informed throughout the entire process. Thank you!

Markus and Adrianna were fantastic to work with. The process was smooth, hassle free and transparent. I absolutely recommend.

They provided excellent service and were efficient and timely. We closed on time with no issues.

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Our Mission is to Help Homeowners Finance Their Dreams

At Prime Choice Funding, our mission is simple — to help homeowners explore mortgage solutions that support their financial goals.

Whether you are a first-time homebuyer or an experienced investor, our team works with a broad network of lending partners to provide options designed to meet your needs in today’s market.

Our experienced professionals are available by phone, online, or in person to guide you through the process with clear communication and personalized support every step of the way.

As an independent, family-owned company, we are committed to delivering a high level of service, flexibility, and attention to detail that helps set us apart.

Meet the Team

Our Values

Integrity & Transparency

Client First Approach

Supporting Our Team

Excellence in Service

Entrepreneurial Mindset

Community Focus

Discover Financial Empowerment with Prime Choice Funding

Unlock homeownership and investment success with our diverse range of loans, backed by expert guidance tailored to your needs.

  • Loan Programs for Self-Employed & Gig Workers: Achieve your financial goals with flexible financing options that qualify you through bank statements and more, designed specifically for business owners and freelancers.
  • Down Payment Assistance for First-Time Buyers: Get the support you need with down payment assistance and other eligible programs for first-time homebuyers.
  • No Income Verification Home Loans: Streamline your path to homeownership without the hassle of traditional income documentation.
  • Cash-Out Refinance vs. Home Equity Loans: Compare options and choose the best way to leverage your home equity.
  • FHA and VA Loans: Take advantage of government-backed loans with low or no down payments for eligible buyers, including veterans.
  • Investment Property Loans: Maximize your real estate investments with financing options crafted for property investors.
  • Reverse Mortgages: For homeowners aged 55+, unlock your home’s equity to supplement retirement income while retaining ownership.

With Prime Choice Funding’s comprehensive loan solutions and dedicated support, we’ll guide you every step of the way—making your journey to homeownership and investment success as smooth and clear as possible.

Unlock Your Financial Potential - Get Your Free Quote

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