#goprimechoice
Get Ahead of Cash Offers with BUYER READY
NMLS 117375
Buyer Ready from Prime Choice Funding
Putting in an offer is only half the battle in today’s real estate market, let alone dealing with all-cash offers. That’s why we developed our Buyer Ready process to help you stay at the top of the offer pile.
How does the Buyer Ready process work?
This process allows you, following some qualification, to get full loan approval before ever finding a property. While not the same as a cash offer, this allows you to shop for a home with approval in your back pocket and submit competitive offers.
Having full approval gives the seller peace of mind that any offer you make is backed up and may speed up closing times. Not to mention this allows the seller to waive loan contingencies for your offer.
We are committed to helping you stand out against the competition and close on your dream home.
Benefits
- Compete against all-cash offers
- Full loan approval without a specified property
- Close faster with an existing approval
- Stand out against the competition
Why Prime Choice Funding?
Established in 2007, Prime Choice Funding, Inc is a family-owned business based in California that provides reliable home loan services to homeowners across the United States. Our company is committed to helping customers achieve the American Dream through financing solutions. Our team comprises seasoned Loan Officers and Operations professionals who prioritize the customer’s requirements and preferences to identify the best loan option. We firmly believe in taking care of our customers and provide exceptional customer service and competitive financing from the moment you connect with us. At Prime Choice Funding, Inc, we strive to help you achieve your financial goals and efficiently secure a home loan.
What Our Clients Are Saying
At Prime Choice Funding, communication and transparency are cornerstones of how we get home loans done for you, our client. People turn to Prime Choice for a quick, hassle-free mortgage experience.
Our Process
How we get home loans done.
1 - Connect With Our Team
You can reach one of our Mortgage Loan Originators by choosing one of the following:
- By Phone 1-877-787-7463
- Fill out your quote. We connect you with a Mortgage Loan Originators who will reach out and set up a time to speak with you.
2 - Set Your Goals
Every situation is unique. Our Mortgage Loan Originators will walk you through your options. Find out about monthly payment options so you can identify what you qualify for and what you can afford.
3 - Select Your Loan Program
When financing a home, you want to make sure the loan program you get into is the right fit for you. With our Flexible Choice line of products, we have the program to fit your unique needs. Our Mortgage Loan Originators can help walk you through the options and help you determine what fits your situation.
4 - See if You Can Get Approved
Once you determine that loan that is right for you, it’s time to run your credit and complete a loan application. Your credit report and loan application will be submitted to our automated underwriting engines to determine whether you meet the underwriting guidelines or not. Note: not all consumers will be approved and closed.
5 - Submit Requested Items
Your Mortgage Loan Originator will send you a list of items that are needed to underwrite your application. It’s important to provide all the necessary documentation up front and in a timely manner so that the underwriter assigned to your loan can issue a Loan Approval and work towards getting your loan closed.
6 - Close Your Loan!
After submitting your paperwork for underwritten approval, it’s time to close your loan. The closing of your loan is one of the final steps before your loan can be funded. A loan closing takes place either with a mobile Notary, who will bring the final paperwork to you or with a closing agent, often chosen by the sellers. Note: not all consumers will be approved and close.
Get started with Buyer Ready
