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Hear from Our Happy Clients

This was my first time refinancing, and the process was smooth and uncomplicated. It showed me that there are still good people out there doing their jobs to the fullest.

Gail T.

Zack did an awesome job getting my difficult loan approved. He jumped through hoops every step of the way and worked closely with the underwriters to ensure I got my loan at a great rate! I highly recommend using Zack!

Clyde S.

Very happy with my refinance. Thank you, Prime Choice! I have some neighbors I’m going to refer to you as well.

Robyn S.

We contacted several mortgage lenders for a refinance due to high debt. Most promised much but delivered little until we found Prime Choice Funding. Sam Arnold and his team, including Isabel Robinson and Britton Hennessey, were exceptional. They answered all our questions, even the simplest ones, making the process positive. Despite some uncertain moments, a phone call changed everything. In the end, Sam and his team delivered on all promises and more. If you need a mortgage, contact Sam and his team; you won’t regret it!

David P

Thank you so much for helping me and my fiancé refinance my home to get a better rate and working with my loan. Thanks to Frank Ortiz for all your help and guidance. And special thanks to David Arnold for your patience and professionalism.

Marisol F

Scott and Angelina were helpful and kept us informed throughout the entire process. Thank you!

Cody S

Markus and Adrianna were fantastic to work with. The process was smooth, hassle free and transparent. I absolutely recommend.

Doug B

They provided excellent service and were efficient and timely. We closed on time with no issues.

Richard L

Your Path to a Hassle-Free Home Loan Experience

Navigating the world of home loans can be daunting, but with Prime Choice Funding, Inc., it becomes a journey of simplicity and clarity. Think of us as your steadfast partners, ever-present to guide you every step of the way.

Whether you’re a first-time homebuyer, self-employed, or a seasoned investor, we guarantee access to the best programs tailored for your needs in today’s competitive market.

Serving Homeowners Since 2007_Google_4.8

Financing Dreams with a Personal Touch

We don’t just offer loans; we help turn houses into homes where dreams flourish. Our family-owned ethos ensures that while we have the tools of a large corporation, we maintain the personal touch, care, and flexibility that only an independent business can offer.

Choose Prime Choice Funding, Inc., where your aspirations lead our mission and your future is our commitment.

Featured Loan Program

No W-2? No Problem!

Bank Statement Loans for Self-Employed

At Prime Choice Funding Inc., we understand the unique financial challenges faced by self-employed individuals, freelancers, and gig workers. When it comes to securing a mortgage, traditional employment documentation often doesn’t capture the full picture of your financial health. That’s why we offer the Bank Statement Home Loan—a tailored solution designed to fit the financial realities of those with non-traditional income sources.

What is a Bank Statement Home Loan?

A Bank Statement Home Loan is a flexible mortgage solution that bypasses the need for W-2s, tax returns, or traditional income verification. Instead, you can use your bank statements as proof of income. This option is ideal for professionals such as doctors, lawyers, real estate agents, freelancers, small business owners, commission-based employees, gig economy workers, consultants, artists, independent contractors, and seasonal workers—anyone whose income may be irregular or impacted by tax deductions.

Why Choose Prime Choice Funding Inc?

We specialize in providing flexible mortgage options for self-employed individuals and gig economy workers. Whether you’re a real estate investor, contractor, or business owner, our Bank Statement Loan gives you the flexibility to qualify for a mortgage based on your actual financial standing, not just your tax returns.

Explore our Bank Statement Loan options today and make your homeownership dreams a reality. Our experienced mortgage team is ready to help you find the perfect loan to suit your unique needs. At Prime Choice Funding Inc., we’re committed to offering understanding, flexibility, and support for your financial journey.

Get Started with Bank Statement Loan

Unsure What’s Right For You?

Get in touch with our Mortgage Team, and we’ll guide you through options based on your situation.

Find a Mortgage Loan Originator Call Us: 877-787-7463 Explore Loan Options Request Today’s Rates

Partner Sites

Link to Partner Site

Prime Choice Funding, Inc.

1100 Town and Country Rd,
Suite 1250, Office 1206
Orange, CA 92868

NMLS ID: 117375
DRE License # 01806911

NMLS Consumer Access
Texas State Compliance

This website provides information only and does not guarantee credit or loan approval. Dates and information are subject to change without notice. All loan products are subject to credit approval.

Prime Choice Funding, Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA or the Federal Government.

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