Our purpose is to streamline and ease the home loan process. You can depend on us, the knowledgeable guides by your side at every step.
Whether you’re a first-time homebuyer, self-employed, or an experienced investor, Prime Choice Funding, Inc. ensures access to competitive programs in today’s market.
What Our Clients Are Saying
At Prime Choice Funding, communication and transparency are cornerstones of how we get home loans done for you, our client. People turn to Prime Choice for a quick, hassle-free mortgage experience.
Why Prime Choice Funding?
Established in 2007, Prime Choice Funding, Inc is a family-owned business based in California that provides reliable home loan services to homeowners across the United States. Our company is committed to helping customers achieve the American Dream through financing solutions. Our team comprises seasoned Loan Officers and Operations professionals who prioritize the customer’s requirements and preferences to identify the best loan option. We firmly believe in taking care of our customers and provide exceptional customer service and competitive financing from the moment you connect with us. At Prime Choice Funding, Inc, we strive to help you achieve your financial goals and efficiently secure a home loan.
Featured Loan Program
Bank statement loan: Who should get one?
At Prime Choice Funding Inc (NMLS ID 117375), we recognize the unique financial landscape faced by self-employed and gig workers, including when it comes to securing a mortgage for a new home. That’s why we are pleased to offer the bank statement home loan, a product designed to align with the financial realities of those who may not fit the conventional employment mold.
What is a bank statement home loan?
A bank statement home loan, or stated income loan, is an innovative mortgage solution that doesn’t require traditional income verification documents such as W-2s or tax returns. Instead, applicants can use bank statements as proof of income. This approach can be highly beneficial for professionals like doctors, lawyers, and real estate agents, or anyone whose income might be irregular, or those who claim large tax deductions.
Imagine this situation: Your tax returns show that you made $100,000 last year because of a significant deduction for an expensive piece of equipment, even though you actually made $200,000. In this case, the bank statement home loan would be an excellent choice, as your bank statements would adequately reflect your real income, allowing you to qualify for a loan that truly matches your financial standing.
Why choose Prime Choice Funding Inc?
At Prime Choice Funding Inc, we are dedicated to providing financial solutions tailored to the self-employed and gig economy workers. We understand the challenges you face in the traditional mortgage landscape, and we’re here to offer a flexible option that takes into account your actual income.
Explore our bank statement home loan options today and discover how we can help you achieve your home ownership dreams. Our expert mortgage team is always ready to assist you in finding the perfect fit for your unique financial situation. With Prime Choice Funding Inc, you’ll find the understanding and options you need to make home buying a reality.
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