Do you need to buy a home or refinance but can’t because you can’t prove your income?
Our loan program offers smart underwriting to serve borrowers, eliminating unnecessary documents that are not part of the credit underwriting decision and complying with regulatory rules. This program is a practical option for those who are self-employed, own a small or cash-based business, are retired, or have a unique financial situation.
To be eligible for this program, you must have a credit score of 640 or above, a down payment of 20% for purchase, and some funds in your bank account. Cash-out refinances are eligible for up to 70% of the home’s value, and no income documents are necessary for qualification.
Our no-income home loan program can help you achieve your homeownership goals. Don’t miss out on this amazing opportunity!
Click here to get started and let us assist you.
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What Our Clients Are Saying
Communication and transparency are cornerstones of how we get home loans done for you, our client. People turn to Prime Choice for a quick, hassle-free mortgage experience.
Thank you so much for helping me and my fiancé refinance my home to get a better rate and working with my loan. Thanks to Frank Ortiz for all your help and guidance. And special thanks to David Arnold for your patience and professionalism.
Scott and Angelina were helpful and kept us informed throughout the entire process. Thank you!
Markus and Adrianna were fantastic to work with. The process was smooth, hassle free and transparent. I absolutely recommend.
They provided excellent service and were efficient and timely. We closed on time with no issues.