FHA Loans

FHA Loan


FHA loans are a popular option for home purchase or refinance because it allows for more lenient credit, income, and down payments compared to other mortgages.

The Federal Housing Administration (FHA) insures these products and may have an easier qualification process due to less stringent down-payment and credit requirements than conventional mortgages.

Note: If you’re a current military member or veteran, you may be eligible for a VA loan with little or no down payment.

Get Started

Why FHA?


You can purchase or refinance a home with lower credit scores.

FHA offers down payment assistance options for home buyers with as little as 1.5%

If you have an FHA loan on your current property, you can look into doing an FHA Streamline Refinance to lower your interest rate

Less stringent guidelines in spite of credit and financial difficulties in the recent past.  This includes Bankruptcy, Short Sales, and Foreclosures.

  • Fixed rate and ARMs available
  • Refinance a conventional to an FHA
  • Put only 1.5% down with a down payment assistance program
  • Easy to qualify!
Happy Home Buyers

Requirements and Qualifications


  • Loan Amount – FHA home loans have maximum mortgage limits that vary by state and country.
  • Down Payment – FHA loan guidelines require a minimum down payment of 3.5 percent.
  • Property Condition – FHA loans require that the home being purchased must meet certain conditions and be appraised by an FHA-approved appraiser.  New FHA loans are available only for homes that will be used as the buyer’s primary residence.
Apply Now

Connect with one of our FHA Home Loan Experts

You can reach one of our FHA Home Loan Specialists by choosing one of the following:

  • By Phone 1-877-787-7463
  • Appy online by clicking Here