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Discover the Path to Homeownership with Our FHA Loans!

Whether you’re looking to purchase a new home or refinance your current one, our FHA loan options make it easy to achieve your goals. Realize your dream with minimal down payments starting at just 3.5%.

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Loan Purpose*

Your Path to Home Sweet Home Starts Here!

FHA loans open doors to homeownership and financial flexibility, especially for those needing smaller down payments or more adaptable qualification criteria. At Prime Choice Funding, we’re dedicated to helping you achieve your goals, whether you’re purchasing, refinancing, or exploring options to access your home’s equity through FHA’s cash-out refinance.

Achieve your aspirations with our support—we’re here to guide you every step of the way. Don’t let a limited down payment or less-than-perfect credit keep you from securing your dream home or accessing the funds you need.

Reach out today to discover how an FHA loan can be tailored to suit your needs.

1-877-787-7463

Begin the mortgage approval process today to determine the financing options available to you.

Apply Now

HOW IT WORKS

Contact or Get Started Online

Our team of licensed loan officers is prepared to assist you with any inquiries you may have. Applying over the phone can be completed in as little as 10 minutes.

Secure Your Approval

Once you submit your loan application, our team will thoroughly review it, conduct a property appraisal, and complete the underwriting process to ensure your approval.

Secure Your Funds

Once all requirements have been met and we receive clearance to proceed, we will prepare the necessary loan documents. You will then sign the loan documents, and upon completion, your loan will be funded.

Call or Start Online

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Get Approved

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Meet requirements, sign loan docs, fund

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Why Prime Choice?

At Prime Choice Funding, our focus is on meeting the unique requirements and preferences of our customers when it comes to finding the perfect loan option. With a team of highly experienced Loan Officers and dedicated Operations professionals, we are committed to assisting homeowners in realizing their financing goals. Our mission is to deliver exceptional service and empower homeowners to achieve their financial aspirations. As specialists in serving self-employed home buyers and borrowers, we take pride in offering tailored solutions. If you face challenges providing income proof or have an abundance of tax deductions like many other business owners, we are here to provide the assistance you need.

1-877-787-7463

What Our Clients Are Saying

Communication and transparency are cornerstones of how we get home loans done for you, our client. People turn to Prime Choice for a quick, hassle-free mortgage experience.

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Thank you so much for helping me and my fiancé refinance my home to get a better rate and working with my loan. Thanks to Frank Ortiz for all your help and guidance. And special thanks to David Arnold for your patience and professionalism.

Marisol F

Scott and Angelina were helpful and kept us informed throughout the entire process. Thank you!

Cody S

Markus and Adrianna were fantastic to work with. The process was smooth, hassle free and transparent. I absolutely recommend.

Doug B

They provided excellent service and were efficient and timely. We closed on time with no issues.

Richard L

Let’s get started, shall we?

Reach out to us today and discover the immediate support we offer. Our team of licensed loan officers is standing by, fully prepared to assist you with your unique financing needs. There’s no need to prolong the wait any longer. Take action now and secure the financing you require for your goals!

1-877-787-7463

Apply Now

* Terms and Conditions for Prime Choice Funding $20 Savings Plan Incentive Offer valid for submissions received on or after 12/03/2024.

To qualify for the $20 incentive, participants must complete the form and upload a valid mortgage statement. Limit one incentive per household. The $20 incentive will be delivered via mail within 30 days of eligibility verification. This offer is void where prohibited by law. Prime Choice Funding, Inc. (NMLS #117375) reserves the right to modify or cancel this offer at any time. For licensing information, visit www.nmlsconsumeraccess.org.

Participation in this offer does not obligate you to refinance or apply for any loan product with Prime Choice Funding. Submissions with incomplete or invalid information, including mortgage statements, may be disqualified. A licensed mortgage advisor will contact you to review your personalized savings analysis and discuss potential refinancing or other solutions. Results of the savings analysis may vary. Prime Choice Funding is an Equal Housing Lender/Opportunity.

We protect your privacy. By submitting the form above, you grant Prime Choice Funding permission to contact you via phone, email, text, and other means. You may opt out of receiving communications at any time by contacting us at offers@primechoicefunding.com or following the instructions provided in our communications. Submitting your mortgage statement and receiving your savings analysis is risk-free and does not affect your credit score.
Questions? Please reach out to us at offers@primechoicefunding.com or call 877-787-7463.

This offer is not valid if you move outside of our marketing area. This offer is void where prohibited by law. This offer is made by Prime Choice Funding, Inc NMLS #117375. 1100 Town and Country Rd, Suite 1250, Office 1206, Orange, CA 92868, who is not acting on behalf of or at the direction of your current legislator, or of the federal government, and this offer is not being made by an agency of the government. Prime Choice Funding is an equal housing lender/broker. This is not a government form. Not all applicants will qualify. (www.nmlsconsumeraccess.org) a Licensed Mortgage Company. For licensing information please visit www.nmlsconsumeraccess.org. AL Lic#22408 | AK Lic#AK117375 | AZ Lic#0940991| CA DFPI Lic#603F471 Loans made or arranged pursuant to the California Financing Law | CA DRE California Bureau of Real Estate – Real Estate Broker, Lic#01806911 | CO Lic#117375 Regulated by the Division of Real Estate | CT Lic#MCL-117375 | DC Lic#MLB117375 | DE Lic#025874 | FL Lic#MLD1505 | GA Lic#48008 Georgia Residential Mortgage Licensee | ID Lic#MBL-9234 | IL Lic#MB.6761218 | IN Lic#38334 | KY Lic#MC410331 | LA Lic#117375 | MA Lic#MC117375 | ME Lic#117375 | MD Lic#21456 | MI Lic#FL0020964 | MN Lic#MN-MO-117375 | NC Lic#L-174934 | NH Lic#21548-MB | NJ Lic#NJ-C-01020 | NM Lic#117375 | OH Lic#RM.804338.000 | OR Lic#ML-4926 | PA Lic#105337 | RI Licensed Lender#20183616LL | RI Licensed Broker#20183615LB | SC Lic#MLS-117375 | TN Lic#135287 |TX SML NMLS#117375 | VA Lic#MC-5862 | WY Lic#3167. If you do not wish to receive any future offers from Prime Choice Funding, you can opt out toll free at 877-787-7463.

Texas Residents: If the new loan is subject to Section 50(s)(6) and the new loan to value exceeds 80%, you will not be eligible for this refinance. Additional restrictions may apply.

Figure: 7 TAC §80.200(b)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILLED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEBSITE AT WWW.SMLTEXAS.GOV

*$1,000 Loan Offer Guarantee: Terms and conditions apply. Visit our webpage for full details. By submitting the form above, you grant Prime Choice permission to contact you via phone, email, text, and other means. If you have any questions or concerns, please call 877-787-7463 or send an email to info@primechoicefunding.com. Privacy Policy | Terms of Use | SMS Terms | Licensing | Prime Choice Funding, Inc. | 1100 Town and Country Rd Suite 1250, Office 1206, Orange, CA 92868 | NMLS ID: 117375, NMLS Consumer Access | Equal Housing Lender | Arizona Mortgage Banker License #940991 | Texas State Compliance.

This is not a commitment to make a loan. All approvals are subject to creditworthiness, underwriting guidelines, satisfactory title and appraisal on your home. Minimum and maximum loan amounts do apply. The final decision is subject to the lender’s approval and may be based on additional information or documentation that is required during the underwriting process. Not all applicants will qualify. Prime Choice Funding, Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA or the Federal Government.

FHA LOANS

Discover the Path to Homeownership with Our FHA Loans!

Whether you’re looking to purchase a new home or refinance your current one, our FHA loan options make it easy to achieve your goals. Realize your dream with minimal down payments starting at just 3.5%.

*GET STARTED

Your Path to Home Sweet Home Starts Here!

HOW IT WORKS

Contact or Get Started Online

Secure Your Approval

Secure Your Funds

Why Prime Choice?

What Our Clients Are Saying

Let’s get started, shall we?