Curious about potential savings through refinancing? Explore our flexible programs and options for all situations.

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Hear from Our Happy Clients

Communication and transparency are cornerstones of how we get home loans done for you, our client. People turn to Prime Choice for a quick, hassle-free mortgage experience.

Serving Homeowners Since 2007_Google_4.8_350

This was my first time refinancing, and the process was smooth and uncomplicated. It showed me that there are still good people out there doing their jobs to the fullest.

Gail T.

Zack did an awesome job getting my difficult loan approved. He jumped through hoops every step of the way and worked closely with the underwriters to ensure I got my loan at a great rate! I highly recommend using Zack!

Clyde S.

Very happy with my refinance. Thank you, Prime Choice! I have some neighbors I’m going to refer to you as well.

Robyn S.

We contacted several mortgage lenders for a refinance due to high debt. Most promised much but delivered little until we found Prime Choice Funding. Sam Arnold and his team, including Isabel Robinson and Britton Hennessey, were exceptional. They answered all our questions, even the simplest ones, making the process positive. Despite some uncertain moments, a phone call changed everything. In the end, Sam and his team delivered on all promises and more. If you need a mortgage, contact Sam and his team; you won’t regret it!

David P

Thank you so much for helping me and my fiancé refinance my home to get a better rate and working with my loan. Thanks to Frank Ortiz for all your help and guidance. And special thanks to David Arnold for your patience and professionalism.

Marisol F

Scott and Angelina were helpful and kept us informed throughout the entire process. Thank you!

Cody S

Markus and Adrianna were fantastic to work with. The process was smooth, hassle free and transparent. I absolutely recommend.

Doug B

They provided excellent service and were efficient and timely. We closed on time with no issues.

Richard L

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Home Equity Loans

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Convert part of your home’s equity to cash without altering your low first mortgage rate.

Fast Digital HELOC: Fully Automated, Unlock Your Home’s Equity in 7 Days
Fixed rates, predictable payments, higher loan limits (HELOAN)
Unlock up to 90% of your property’s appraised value
Get financing from $75,000 to $550,000
Flexible terms: 10, 15, 20, and 30 years
Self-employed? Use Bank Statements as Income Proof
Use the funds for home improvements, education, or other major expenses
Potential tax benefits on interest payments (consult your tax advisor)
No impact on your existing mortgage terms
Competitive interest rates compared to personal loans or credit cards

Cash-Out Refinance

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Use part of your home’s value to fund projects with one new monthly payment.

10 to 30 year term
Get financing by using up to 80% of your home’s value
Up to 100% of your home’s value on VA loan
Get one fixed interest rate and payment
Consolidate high-interest debt into a single, lower monthly payment
Improve your home’s value through renovations and upgrades
Access funds for large expenses like education, medical bills, or investments
Potentially lower your overall interest rate compared to existing debts
Flexible options tailored to fit your financial goals
Maintain tax benefits associated with mortgage interest (consult your tax advisor)

Buy a home

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If you’re looking to buy a home, we have a range of solutions available for you.

VA Loans up to 100% LTV
Low Down Payment FHA Loans
Conventional Loans with LTV up to 97%
Programs for Self-Employed & Gig Workers
No Income Home Loan for Primary Residence
First-Time Home Buyer Program
Down Payment Assistance Program
DSCR Rental Investment Property
Non-Agency Programs with flexible qualification criteria
Programs for Foreign Nationals / ITIN
Jumbo Loans for High-Value Properties
CalHFA Program
Temporary Interest Rate Buydown available
USDA Loans for Rural Areas
Manufactured Loans

Why Prime Choice?

At Prime Choice Funding, our focus is on meeting the unique requirements and preferences of our customers when it comes to finding the perfect loan option. With a team of highly experienced Loan Officers and dedicated Operations professionals, we are committed to assisting homeowners in realizing their financing goals. Our mission is to deliver exceptional service and empower homeowners to achieve their financial aspirations.

1-877-787-7463

Let’s get started, shall we?

Reach out to us today and discover the immediate support we offer. Our team of licensed loan officers is standing by, fully prepared to assist you with your unique financing needs. There’s no need to prolong the wait any longer. Take action now and secure the financing you require for your goals!

1-877-787-7463

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$1,000 Loan Offer Guarantee
We will match or beat any mortgage offer — or pay you $1,000. Terms apply. See full details at primechoicefunding.com/offer-guarantee.

$20 Savings Plan Incentive
To qualify, participants must complete the form and upload a valid mortgage statement. Limit one incentive per household. Incentive will be mailed within 30 days of eligibility verification. Offer void where prohibited. Prime Choice Funding, Inc. (NMLS #117375) reserves the right to modify or cancel this offer at any time. Participation does not obligate you to refinance or apply for a loan. Savings analysis results may vary.

Privacy & Communication Consent
By submitting, you authorize Prime Choice Funding to contact you by phone call, text message, email, and/or automated systems, including artificial or prerecorded voice. Consent is not required to apply. Message and data rates may apply. Questions? Contact us at info@primechoicefunding.com.

Licensing & Legal Disclosure
Prime Choice Funding, Inc. (NMLS #117375) is a licensed mortgage lender and broker. We are not affiliated with, endorsed by, or acting on behalf of any government agency. This is not a commitment to lend. All loan approvals are subject to creditworthiness, underwriting guidelines, satisfactory title, and appraisal. Final loan decisions are subject to lender approval and may require additional documentation during underwriting. Not all applicants will qualify. For licensing information, visit www.nmlsconsumeraccess.org.

Texas Residents
If the new loan is subject to Section 50(a)(6) and the new loan to value exceeds 80%, you will not be eligible for this refinance. Additional restrictions may apply.

Figure: 7 TAC §80.200(b)
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Contact Us
Questions? Contact us at info@primechoicefunding.com or call 877-787-7463.
Prime Choice Funding, Inc. | 17852 E 17th St, Suite 107, Tustin, CA 92780 | NMLS ID: 117375 | Equal Housing Opportunity.

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Hear from Our Happy Clients

Home Equity Loans

Cash-Out Refinance

Buy a home

Why Prime Choice?

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Prime Choice Funding, Inc.

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