Serving Those Who Serve
VA IRRRL stands for Interest Rate Reduction Refinancing Loan. This program provides some of the most lenient refinancing requirements on the market:
- No Appraisal
- May Defer Up to Two Mortgage Payments
- No Out of Pocket Cost
- No Income Verification
- No Asset Verification
- Close in 30 Days or Less
- Investment Home Streamlines Available
- Fixed Rates
- Adjustable Rates (ARM)
- Minimum Down Payments
- Jumbo Options
- Multiple Term Length Options
How we get home loans done.
1 - Connect With Our Team
You can reach one of our Mortgage Loan Originators by choosing one of the following:
- By Phone 1-877-787-7463
- Fill out your quote. We connect you with a Mortgage Loan Originators who will reach out and set up a time to speak with you.
2 - Set Your Goals
Every situation is unique. Our Mortgage Loan Originators will walk you through your options. Find out about monthly payment options so you can identify what you qualify for and what you can afford.
3 - Select Your Loan Program
When financing a home, you want to make sure the loan program you get into is the right fit for you. With our Flexible Choice line of products, we have the program to fit your unique needs. Our Mortgage Loan Originators can help walk you through the options and help you determine what fits your situation.
4 - See if You Can Get Approved
Once you determine that loan that is right for you, it’s time to run your credit and complete a loan application. Your credit report and loan application will be submitted to our automated underwriting engines to determine whether you meet the underwriting guidelines or not. Note: not all consumers will be approved and closed.
5 - Submit Requested Items
Your Mortgage Loan Originator will send you a list of items that are needed to underwrite your application. It’s important to provide all the necessary documentation up front and in a timely manner so that the underwriter assigned to your loan can issue a Loan Approval and work towards getting your loan closed.
6 - Close Your Loan!
After submitting your paperwork for underwritten approval, it’s time to close your loan. The closing of your loan is one of the final steps before your loan can be funded. A loan closing takes place either with a mobile Notary, who will bring the final paperwork to you or with a closing agent, often chosen by the sellers. Note: not all consumers will be approved and close.
What Our Clients Are Saying
Communication and transparency are cornerstones of how we get home loans done for you, our client. People turn to Prime Choice for a quick, hassle-free mortgage experience.
Thank you so much for helping me and my fiancé refinance my home to get a better rate and working with my loan. Thanks to Frank Ortiz for all your help and guidance. And special thanks to David Arnold for your patience and professionalism.
Scott and Angelina were helpful and kept us informed throughout the entire process. Thank you!
Markus and Adrianna were fantastic to work with. The process was smooth, hassle free and transparent. I absolutely recommend.
They provided excellent service and were efficient and timely. We closed on time with no issues.