- 10, 15, 20 and 30 year term
- Get financing from $75,000 to $550,000
- Unlock up to 90% of your property’s appraised value
- Self-employed? Use Bank Statements as Income Proof
Cash-Out Refinance
- 10 to 30 year term
- Get financing by using up to 80% of your home’s value
- Up to 100% of your home’s value on VA loan
- Get one fixed interest rate and payment
Buy a home
- First-Time Home Buyer Program
- DSCR Rental Investment Property
- No Income Home Loan
- Down Payment Assistant Program
- Program for Self-Employed & Gig Workers
- Temporary Interest Rate Buydown
- Program for Foreign National / ITIN
Discover Your Options
We can help you explore your options and run the calculations for you, without any obligation to submit an official application.
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Why Prime Choice Funding?
At Prime Choice Funding, our focus is on meeting the unique requirements and preferences of our customers when it comes to finding the perfect loan option. With a team of highly experienced Loan Officers and dedicated Operations professionals, we are committed to assisting homeowners in realizing their financing goals. Our mission is to deliver exceptional service and empower homeowners to achieve their financial aspirations.
HOW IT WORKS
Contact or Get Started Online
Our team of licensed loan officers is prepared to assist you with any inquiries you may have. Applying over the phone can be completed in as little as 10 minutes.
Secure Your Approval
Once you submit your loan application, our team will thoroughly review it, conduct a property appraisal, and complete the underwriting process to ensure your approval.
Secure Your Funds
Once all requirements have been met and we receive clearance to proceed, we will prepare the necessary loan documents. You will then sign the loan documents, and upon completion, your loan will be funded.
What Our Clients Are Saying
Communication and transparency are cornerstones of how we get home loans done for you, our client. People turn to Prime Choice for a quick, hassle-free mortgage experience.
Discover financial empowerment with Prime Choice Funding’s diverse loans, designed for homeownership and investment success, supported by expert guidance.
- Loan Programs for Self-Employed & Gig Workers: Unleash your entrepreneurial potential with our custom-designed financing solutions. Qualify through bank statements and more, crafted just for business owners and freelancers.
- Down Payment Assistance for First-Time Buyers: Explore programs designed to help first-time homebuyers with down payments, alongside other eligible programs.
- No Income Verification Home Loans: Simplify your path to homeownership without traditional income verification.
- Cash-Out Refinancing vs. Home Equity Loans: A comparison to help you choose the right option for leveraging home equity.
- FHA and VA Loans: Government-backed loans with lower or no down payment options for eligible buyers, including veterans.
- Investment Property Loans: Financing options crafted for real estate investors to maximize investment property potential.
Rest assured, with Prime Choice Funding’s comprehensive selection of loan solutions and dedicated support, we’re here to back every step of your financial journey, making sure your path to homeownership and investment prosperity is clear and well-supported.