YOUR HOME EQUITY COULD UNLOCK $50,000+

Access funds without selling your home. Use the money for debt consolidation, home improvements, education expenses, or other financial needs.

949-323-5283

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USE YOUR HOME EQUITY FOR WHAT MATTERS MOST

Whether you’re consolidating debt, making home improvements, covering education expenses, or addressing other financial needs, your home’s equity may provide greater financial flexibility.

Conventional | 15 Year-Fixed*
5.49% Rate
5.879% APR

TRUSTED BY HOMEOWNERS SINCE 2007

Experienced Mortgage Advisors
Personalized Mortgage Solutions
Alternative Documentation Programs Available
1,300+ Google Reviews
A+ BBB Rating
No Obligation Consultation

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Loan Purpose*

Why Choose Prime Choice Funding?

Proven Track Record
Since 2007, we’ve helped families nationwide close nearly $10 billion in mortgages.
Access to Competitive Rates
As a national wholesale mortgage broker, we work with lenders to offer some of today’s most competitive rates and terms.
$1,000 Loan Offer Commitment
If you find a better offer, we’ll match it or give you $1,000.

*Terms and Conditions.

Working with Prime Choice was a breath of fresh air. From start to finish, they demonstrated a genuine commitment to our best interests. The process was seamless, communication was excellent, and we successfully transitioned to a lower rate. A trustworthy company with caring employees who treat you like family—we would gladly work with them again.

Leniesha N.

This is the first time I have refinanced and the process was smooth and not complicated. This showed me there are still good people out there doing their job to the fullest.

Gail T.

The team at Prime Choice was fantastic to work with. The process was smooth, hassle-free, and transparent. I absolutely recommend them.

Doug B

They provided excellent service and were efficient and timely. We closed on time with no issues.

Richard L

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Serving Homeowners Since 2007_Google_4.8_350

Home Equity Financing Options

Home Equity Line of Credit (HELOC)

A revolving line of credit that allows you to borrow what you need, when you need it. Many programs offer interest-only payment options during the draw period.

Home Equity Loan (HELOAN)

Receive a lump sum with predictable fixed monthly payments, making it a great option for planned expenses or debt consolidation.

Mortgage Solutions We Offer

Purchase Financing
Refinance Solutions
Home Equity Loans
HELOCs (Home Equity Lines of Credit)
Cash-Out Refinance
Self-Employed Mortgage Solutions
Investment Property Financing
Alternative Documentation Programs

Let’s Find the Right Mortgage Solution

Whether you’re buying, refinancing, or accessing your home’s equity, our team is ready to help.

1-949-323-5283

Explore My Options

*Terms and Conditions:
Prime Choice Funding, Inc. is not affiliated with your current lender nor is it an agency of the government. This offer may have been extended because credit criteria have been satisfied for the offer. This is not a commitment to make a loan. All approvals are subject to continued creditworthiness, underwriting guidelines, satisfactory title, and appraisal on your home. Minimum and maximum loan amounts do apply, and not all applicants will qualify.

Rate Disclaimer (Effective 08/25/2026)

Advertised terms are illustrative and subject to change without notice. Example assumes a conventional 15-year fixed cash-out refinance secured by a primary single-family residence, 700+ credit score, and maximum 59% LTV/CLTV. 5.49% interest rate / 5.875% APR as of 8/25/2026 with 0.696 discount points. Discount points do not include other closing costs, prepaid interest, or escrow deposits. $50,000+ represents potential cash-out proceeds and is not guaranteed. Actual proceeds, rate, APR, loan amount, and terms depend on verified credit, income, property value, occupancy, existing liens, closing costs, program requirements, and underwriting approval. Not all applicants will qualify. Other rates and terms may be available. Rates and terms may change and may not be available at time of rate lock. Prime Choice Funding, Inc. is not affiliated with your current lender or the federal government. Equal Housing Lender/Broker.

Prime Choice Funding, Inc. | NMLS #117375
1 Corporate Park, Suite 200, Irvine, CA 92606
Licensing information: www.nmlsconsumeraccess.org

$1,000 Loan Offer Commitment
We will match or beat any mortgage offer — or pay you $1,000. Terms apply. See full details at primechoicefunding.com/offer-commitment.

$20 Savings Plan Incentive
To qualify, participants must complete the form and upload a valid mortgage statement. Limit one incentive per household. Incentive will be mailed within 30 days of eligibility verification. Offer void where prohibited. Prime Choice Funding, Inc. (NMLS #117375) reserves the right to modify or cancel this offer at any time. Participation does not obligate you to refinance or apply for a loan. Savings analysis results may vary.

Privacy & Communication Consent
By submitting, you authorize Prime Choice Funding to contact you by phone call, text message, email, and/or automated systems, including artificial or prerecorded voice. Consent is not required to apply. Message and data rates may apply. Questions? Contact us at info@primechoicefunding.com.

Licensing & Legal Disclosure
Prime Choice Funding, Inc. (NMLS #117375) is a licensed mortgage lender and broker. We are not affiliated with, endorsed by, or acting on behalf of any government agency. This is not a commitment to lend. All loan approvals are subject to creditworthiness, underwriting guidelines, satisfactory title, and appraisal. Final loan decisions are subject to lender approval and may require additional documentation during underwriting. Not all applicants will qualify. For licensing information, visit www.nmlsconsumeraccess.org.

Texas Residents
If the new loan is subject to Section 50(a)(6) and the new loan to value exceeds 80%, you will not be eligible for this refinance. Additional restrictions may apply.

Figure: 7 TAC §80.200(b)
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Contact Us
Questions? Contact us at info@primechoicefunding.com or call 877-787-7463.
Prime Choice Funding, Inc. | 1 Corporate Park, Suite 200, Irvine, CA 92606 | NMLS ID: 117375 | Equal Housing Opportunity.