Discover the Financial Freedom: How a Reverse Mortgage Can Help You.
Get a FREE quote on a Reverse Mortgage & find out how much you qualify for.
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Unlock Your Financial Future with Reverse Mortgage
Begin your Reverse Mortgage journey with us at Prime Choice Funding, where we’ve been helping homeowners like you since 2007.
Imagine the possibilities when your home becomes a financial asset, allowing you to supplement your income, pay off debts, renovate your home, or fully enjoy your retirement. It’s time to explore the endless opportunities that come with unlocking your home’s equity.
Start your journey with Reverse Mortgage today and take the first step toward a brighter financial future.
HOW IT WORKS
Contact or Get Started Online
Our team of licensed loan officers is prepared to assist you with any inquiries you may have. Applying over the phone can be completed in as little as 10 minutes.
Secure Your Approval
Once you submit your loan application, our team will thoroughly review it, conduct a property appraisal, and complete the underwriting process to ensure your approval.
Secure Your Funds
Once all requirements have been met and we receive clearance to proceed, we will prepare the necessary loan documents. You will then sign the loan documents, and upon completion, your loan will be funded.
Why Prime Choice?
At Prime Choice Funding, our focus is on meeting the unique requirements and preferences of our customers when it comes to finding the perfect loan option. With a team of highly experienced Loan Officers and dedicated Operations professionals, we are committed to assisting homeowners in realizing their financing goals. Our mission is to deliver exceptional service and empower homeowners to achieve their financial aspirations.
Your Reverse Mortgage Journey Starts Here – Our Team is Ready to Assist!
What Our Clients Are Saying
Communication and transparency are cornerstones of how we get home loans done for you, our client. People turn to Prime Choice for a quick, hassle-free mortgage experience.
Frequently Asked Questions
A Reverse Mortgage is a financial product designed for seniors aged 62 and older to access a portion of their home’s equity without making monthly mortgage payments. Instead, the loan is repaid when you no longer live in the home. Learn more about how it works in our guide.
You can use the funds from a Reverse Mortgage for various purposes, including supplementing your retirement income, paying off an existing mortgage, covering medical expenses, making home improvements, or simply enhancing your overall quality of life during retirement.
Yes, you retain ownership of your home when you have a Reverse Mortgage. You remain responsible for property taxes, insurance, and home maintenance. The loan becomes due when you move out of the home or pass away, at which point it can be repaid by selling the home or through other means.
No, the funds you receive from a Reverse Mortgage are typically not considered taxable income. Consult with a tax advisor to understand the specific tax implications based on your individual circumstances.
Getting started with a Reverse Mortgage is easy. Simply complete the form on this page or give us a call, and we’ll reach out to you. We’ll discuss your financial goals, assess your eligibility, and guide you through the application process. Our objective is to ensure a smooth and transparent experience for you.
Prime Choice Funding, Inc. is not affiliated with or acting on behalf of the Federal Government and is not part of the HECM program. Reverse Mortgage borrowers must be 62 or older for most programs; some accept 55 or older—check lender guidelines.
Terms and Conditions for Prime Choice Funding $20 Savings Plan Incentive Offer valid for submissions received on or after 12/03/2024.
To qualify for the $20 incentive, participants must complete the form and upload a valid mortgage statement. Limit one incentive per household. The $20 incentive will be delivered via mail within 30 days of eligibility verification. This offer is void where prohibited by law. Prime Choice Funding, Inc. (NMLS #117375) reserves the right to modify or cancel this offer at any time. For licensing information, visit www.nmlsconsumeraccess.org.
Participation in this offer does not obligate you to refinance or apply for any loan product with Prime Choice Funding. Submissions with incomplete or invalid information, including mortgage statements, may be disqualified. A licensed mortgage advisor will contact you to review your personalized savings analysis and discuss potential refinancing or other solutions. Results of the savings analysis may vary. Prime Choice Funding is an Equal Housing Lender/Opportunity.
We protect your privacy. By submitting the form above, you grant Prime Choice Funding permission to contact you via phone, email, text, and other means. You may opt out of receiving communications at any time by contacting us at offers@primechoicefunding.com or following the instructions provided in our communications. Submitting your mortgage statement and receiving your savings analysis is risk-free and does not affect your credit score.
Questions? Please reach out to us at offers@primechoicefunding.com or call 877-787-7463.
This offer is not valid if you move outside of our marketing area. This offer is void where prohibited by law. This offer is made by Prime Choice Funding, Inc NMLS #117375. 1100 Town and Country Rd, Suite 1250, Office 1206, Orange, CA 92868, who is not acting on behalf of or at the direction of your current legislator, or of the federal government, and this offer is not being made by an agency of the government. Prime Choice Funding is an equal housing lender/broker. This is not a government form. Not all applicants will qualify. (www.nmlsconsumeraccess.org) a Licensed Mortgage Company. For licensing information please visit www.nmlsconsumeraccess.org. AL Lic#22408 I AZ Lic#0940991 I Arkansas Lic#117267 | CA DFPI Lic#603F471 Loans made or arranged pursuant to the California Financing Law I CA DRE California Bureau of Real Estate – Real Estate Broker, Lic#01806911 I CO Lic#117375 Regulated by the Division of Real Estate I DC Lic#MLB117375 I DE Lic#025874 I FL Lic#MLD1505 I GA Lic#48008 Georgia Residential Mortgage Licensee I ID Lic#MBL-9234 I IN Lic#38334 I KY Lic#MC410331 I LA Lic#117375 I MA Lic#MC117375 I MD Lic#21456 I MI Lic#FL0020964 I NC Lic#L-174934 I NH Lic#21548-MB I NJ Lic#NJ-C-01020 I NM Lic#117375 | NV Lic#5024 I OH Lic#RM.804338.000 I OR Lic#ML-4926 I PA Lic#105337 I SC Lic#MLS-117375 I TN Lic#135287 I TX SML NMLS#117375 I VA Lic#MC-5862. If you do not wish to receive any future offers from Prime Choice Funding, you can opt out toll free at 877-787-7463.
Texas Residents: If the new loan is subject to Section 50(s)(6) and the new loan to value exceeds 80%, you will not be eligible for this refinance. Additional restrictions may apply.
Figure: 7 TAC §80.200(b)
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILLED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEBSITE AT WWW.SMLTEXAS.GOV
$1,000 Loan Offer Guarantee: Terms and conditions apply. Visit our webpage for full details. By submitting the form above, you grant Prime Choice permission to contact you via phone, email, text, and other means. If you have any questions or concerns, please call 877-787-7463 or send an email to info@primechoicefunding.com. Privacy Policy | Terms of Use | SMS Terms | Licensing | Prime Choice Funding, Inc. | 1100 Town and Country Rd Suite 1250, Office 1206, Orange, CA 92868 | NMLS ID: 117375, NMLS Consumer Access | Equal Housing Lender | Arizona Mortgage Banker License #940991 | Texas State Compliance.
This is not a commitment to make a loan. All approvals are subject to creditworthiness, underwriting guidelines, satisfactory title and appraisal on your home. Minimum and maximum loan amounts do apply. The final decision is subject to the lender’s approval and may be based on additional information or documentation that is required during the underwriting process. Not all applicants will qualify. Prime Choice Funding, Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA or the Federal Government.
