HOME LOAN SOLUTIONS FOR SELF-EMPLOYED BORROWERS

Your dedicated loan officer is trained to listen carefully to your individual scenario and offer creative solutions.
You’ll receive personalized options while exploring the various choices available to you.

Program Highlights:

✅ 12-month Bank Statement Program

✅ Up to 90% Loan to Value

✅ Minimum Credit Score of 620

✅ Loan Amounts Up to $4 million

✅ Qualify with Bank Statements

✅ Qualify with Your Assets

✅ Qualify with Your Profit & Loss Statement

✅ Qualify with 1099 Only Statement

✅ No Income Home Loan Option Available

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Mail Code or Reference ID (if you received mail from us)

Loan Purpose*

Amount to Cash-Out*

Current Interest Rate*

Do you have a 2nd mortgage? If yes, how much do you owe? (Enter 0 if none)*

What is your current purchase situation?

Property Type*

What is your preferred term length?*

At Prime Choice Funding, we are dedicated to serving self-employed borrowers with personalized mortgage solutions. Our commitment is to work closely with you, ensuring a smooth path to your goals. With our deep expertise, you will navigate the mortgage process seamlessly, benefiting from a simplified qualification process. We take pride in being your reliable partner on your journey to achieving homeownership as a self-employed individual.

Get a Free Quote Today!

HOW IT WORKS

Contact or Get Started Online

Our team of licensed loan officers is prepared to assist you with any inquiries you may have. Applying over the phone can be completed in as little as 10 minutes.

Secure Your Approval

Once you submit your loan application, our team will thoroughly review it, conduct a property appraisal, and complete the underwriting process to ensure your approval.

Secure Your Funds

Once all requirements have been met and we receive clearance to proceed, we will prepare the necessary loan documents. You will then sign the loan documents, and upon completion, your loan will be funded.

What Our Clients Are Saying

Communication and transparency are cornerstones of how we get home loans done for you, our client. People turn to Prime Choice for a quick, hassle-free mortgage experience.

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We contacted several mortgage lenders for a refinance due to high debt. Most promised much but delivered little until we found Prime Choice Funding. Sam Arnold and his team, including Isabel Robinson and Britton Hennessey, were exceptional. They answered all our questions, even the simplest ones, making the process positive. Despite some uncertain moments, a phone call changed everything. In the end, Sam and his team delivered on all promises and more. If you need a mortgage, contact Sam and his team; you won’t regret it!

David P.

Scott and Angelina were helpful and kept us informed throughout the entire process. Thank you!

Cody S

Markus and Adrianna were fantastic to work with. The process was smooth, hassle free and transparent. I absolutely recommend.

Doug B

They provided excellent service and were efficient and timely. We closed on time with no issues.

Richard L

Let’s get started, shall we?

Reach out to us today and discover the immediate support we offer. Our team of licensed loan officers is standing by, fully prepared to assist you with your unique financing needs. There’s no need to prolong the wait any longer. Take action now and secure the financing you require for your goals!

1-800-264-8308

Get a Free Quote Today!

Apply Now

At Prime Choice Funding, we’ve been serving homeowners since 2007, providing tailored solutions for individuals from all walks of life. Particularly for the self-employed, business owners, and freelancers, we understand the nuances of alternative income verification. Recognizing that traditional methods like W2s may not always encapsulate the full financial situation, we offer a range of qualification options: 12-Month Bank Statement, Asset Utilization Program, Profit & Loss statements, a 1099-only statement, and our Community No Income Home Loan for those in special circumstances. In a financial environment that’s ever-evolving, Prime Choice Funding emerges as a trusted ally for those exploring non-traditional income mortgages. Beyond just being a lender, we pride ourselves on being a dependable partner, streamlining the journey towards homeownership for over a decade. If our alternative documentation loans or other offerings pique your interest, we invite you to reach out. Our experienced team is always at the ready, eager to guide and assist you every step of the way.

* By submitting the form above, you grant Prime Choice permission to contact you via phone, email, text, and other means. If you have any questions or concerns, please call 877-787-7463 or send an email to info@primechoicefunding.com. Privacy Policy | Terms of Use | SMS Terms | Licensing | Prime Choice Funding, Inc. | 1100 Town and Country Rd Suite 1250, Office 1206, Orange, CA 92868 | NMLS ID: 117375, NMLS Consumer Access | Equal Housing Lender | Arizona Mortgage Banker License #940991 | Texas State Compliance.

This is not a commitment to make a loan. All approvals are subject to creditworthiness, underwriting guidelines, satisfactory title and appraisal on your home. Minimum and maximum loan amounts do apply. The final decision is subject to the lender’s approval and may be based on additional information or documentation that is required during the underwriting process. Not all applicants will qualify. Prime Choice Funding, Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA or the Federal Government.

HOME LOAN SOLUTIONS FOR SELF-EMPLOYED BORROWERS

Your dedicated loan officer is trained to listen carefully to your individual scenario and offer creative solutions. You’ll receive personalized options while exploring the various choices available to you.

*GET STARTED

HOW IT WORKS

Contact or Get Started Online

Secure Your Approval

Secure Your Funds

What Our Clients Are Saying

Let’s get started, shall we?

Your dedicated loan officer is trained to listen carefully to your individual scenario and offer creative solutions.
You’ll receive personalized options while exploring the various choices available to you.