VA HOME LOANS | SERVING THOSE WHO SERVE

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Your VA Benefits Could Offer More Flexibility Than You Think

30-year Fixed*
4.75% Rate
5.032% APR

*Terms and Conditions.

Get Started Today*

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Loan Purpose*

Why Choose Prime Choice Funding?

Proven Track Record
Since 2007, we’ve helped families nationwide close nearly $10 billion in mortgages.
Access to Competitive Rates
As a national wholesale mortgage broker, we work with lenders to offer some of today’s most competitive rates and terms.
$1,000 Loan Offer Commitment
If you find a better offer, we’ll match it or give you $1,000.

Working with Prime Choice was a breath of fresh air. From start to finish, they demonstrated a genuine commitment to our best interests. The process was seamless, communication was excellent, and we successfully transitioned to a lower rate. A trustworthy company with caring employees who treat you like family—we would gladly work with them again.

Leniesha N.

This is the first time I have refinanced and the process was smooth and not complicated. This showed me there are still good people out there doing their job to the fullest.

Gail T.

The team at Prime Choice was fantastic to work with. The process was smooth, hassle-free, and transparent. I absolutely recommend them.

Doug B

They provided excellent service and were efficient and timely. We closed on time with no issues.

Richard L

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Serving Homeowners Since 2007_Google_4.8_350

READY TO MOVE FORWARD?

Complete a short form to see what you may qualify for, or give us a call to speak with a loan specialist.

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VA Home Loan Options, Simplified

We’ve streamlined the VA homebuying and refinancing processes, empowering you to confidently achieve your homeownership goals.

Expert Guidance

Our team is here to guide you through every step, ensuring a smooth process whether you’re purchasing, refinancing, or tapping into your home’s equity.

*Terms and Conditions:
Prime Choice Funding, Inc. is not affiliated with your current lender nor is it an agency of the government. This offer may have been extended because credit criteria have been satisfied for the offer. This is not a commitment to make a loan. All approvals are subject to continued creditworthiness, underwriting guidelines, satisfactory title, and appraisal on your home. Minimum and maximum loan amounts do apply, and not all applicants will qualify.

Rate and APR Information:
The advertised 4.75% interest rate and 5.032% APR are based on pricing available as of April 13, 2026, and assume a borrower with a 700+ middle FICO score, refinancing an existing VA loan through a VA IRRRL (Interest Rate Reduction Refinance Loan) program, and exempt from the VA funding fee due to qualifying VA disability or other verified exempt status. Pricing includes approximately 2.179 discount points (1 point = 1% of the loan amount).

If these assumptions are not met, the actual rate, APR, points, payment, and loan terms may vary.

Payment Example Disclosure:
Estimated payment examples shown are based on the original loan amount and are for illustrative purposes only. Payments reflect principal and interest only and do not include taxes, insurance, HOA dues, flood insurance, or other escrowed items, which will increase the total monthly payment.

Important Terms & Conditions:
This is an advertisement and not a commitment to lend. This offer is for a VA IRRRL Streamline Refinance for eligible borrowers with an existing VA loan. All loans are subject to application, verification of information, program eligibility, satisfactory title, and final underwriting approval. Not all applicants will qualify.

Rate Lock & Closing Considerations:
Rates, APR, points, payments, and terms are subject to change without notice and are not guaranteed until locked. Depending on the timing of closing, borrowers may not have a payment due during the month of closing, and the first payment on the new loan may be due later; however, interest continues to accrue, and financed costs, prepaid items, and allowable fees may increase the loan amount and total finance charges.

Borrowers remain responsible for any payment due to their current lender until the loan is paid off. Late payments may result in fees, delinquency, or negative credit reporting. Additional restrictions may apply.

For a personalized quote or more information, please complete the form on this page, call Prime Choice Funding at 888-268-4314, or email info@primechoicefunding.com.

Prime Choice Funding, Inc. | NMLS #117375 | California – DFPI Finance Lenders Law License #603F471 | Licensed Mortgage Company | nmlsconsumeraccess.org

$1,000 Loan Offer Commitment
We will match or beat any mortgage offer — or pay you $1,000. Terms apply. See full details at primechoicefunding.com/offer-commitment.

$20 Savings Plan Incentive
To qualify, participants must complete the form and upload a valid mortgage statement. Limit one incentive per household. Incentive will be mailed within 30 days of eligibility verification. Offer void where prohibited. Prime Choice Funding, Inc. (NMLS #117375) reserves the right to modify or cancel this offer at any time. Participation does not obligate you to refinance or apply for a loan. Savings analysis results may vary.

Privacy & Communication Consent
By submitting, you authorize Prime Choice Funding to contact you by phone call, text message, email, and/or automated systems, including artificial or prerecorded voice. Consent is not required to apply. Message and data rates may apply. Questions? Contact us at info@primechoicefunding.com.

Licensing & Legal Disclosure
Prime Choice Funding, Inc. (NMLS #117375) is a licensed mortgage lender and broker. We are not affiliated with, endorsed by, or acting on behalf of any government agency. This is not a commitment to lend. All loan approvals are subject to creditworthiness, underwriting guidelines, satisfactory title, and appraisal. Final loan decisions are subject to lender approval and may require additional documentation during underwriting. Not all applicants will qualify. For licensing information, visit www.nmlsconsumeraccess.org.

Texas Residents
If the new loan is subject to Section 50(a)(6) and the new loan to value exceeds 80%, you will not be eligible for this refinance. Additional restrictions may apply.

Figure: 7 TAC §80.200(b)
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Contact Us
Questions? Contact us at info@primechoicefunding.com or call 877-787-7463.
Prime Choice Funding, Inc. | 1 Corporate Park, Suite 200, Irvine, CA 92606 | NMLS ID: 117375 | Equal Housing Opportunity.