Refinance or Tap Into Your Home Equity – Explore Your Options Today!

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Have You Been Waiting to Refinance or Cash Out? Now’s the Time to Explore!

Refinance | 30 Year-Fixed*
5.5% Rate
6.241% APR

*Terms and Conditions.

Get Started Today*

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Loan Purpose*

Whether you’re looking to lower your monthly payments through refinancing or access your home’s equity for extra cash, now is a great time to explore your options and see how much you can save. Let us help you find the solution that fits your needs.

Why Choose Prime Choice Funding?

Proven Track Record
Since 2007, we’ve helped families nationwide close nearly $10 billion in mortgages.
Access to Competitive Rates
As a national wholesale mortgage broker, we work with lenders to offer some of today’s most competitive rates and terms.
$1,000 Loan Offer Guarantee
If you find a better offer, we’ll match it or give you $1,000.**

Working with Prime Choice was a breath of fresh air. From start to finish, they demonstrated a genuine commitment to our best interests. The process was seamless, communication was excellent, and we successfully transitioned to a lower rate. A trustworthy company with caring employees who treat you like family—we would gladly work with them again.

Leniesha N.

This is the first time I have refinanced and the process was smooth and not complicated. This showed me there are still good people out there doing their job to the fullest.

Gail T.

The team at Prime Choice was fantastic to work with. The process was smooth, hassle-free, and transparent. I absolutely recommend them.

Doug B

They provided excellent service and were efficient and timely. We closed on time with no issues.

Richard L

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Ready to See What’s Possible?

Let us guide you toward smarter decisions. Discover your savings potential and take the first step today.

1-949-323-5283

Get Started Today!

Tailored Mortgage Options

We offer flexible programs for first-time buyers, self-employed individuals, homeowners looking to refinance, access home equity, or investors.

Expert Guidance

Our team is here to guide you through every step, ensuring a smooth process whether you’re purchasing, refinancing, or tapping into your home’s equity.

*Terms and Conditions:
Prime Choice Funding, Inc. is not affiliated with your current lender nor is it an agency of the government. This offer may have been extended because credit criteria have been satisfied for the offer. This is not a commitment to make a loan. All approvals are subject to continued creditworthiness, underwriting guidelines, satisfactory title, and appraisal on your home. Minimum and maximum loan amounts do apply, and not all applicants will qualify.

Rate Disclaimer (Effective 02/25/2025):

Prime Choice Funding is offering a 30-year fixed conventional loan for primary residences with an interest rate of 5.5% and an annual percentage rate (APR) of 6.241%. This offer is based on conventional financing for either cash-out refinance or rate and term refinance transactions. To qualify, borrowers must have a credit score of 700 or greater (FICO) and a loan-to-value (LTV) ratio of 60% or below. The rate includes discount points of 2.193%.

Rates and terms are subject to change without notice based on market conditions and borrower qualifications. This offer is available for a limited time and is subject to underwriting approval. Additional restrictions and conditions may apply. Discount points represent prepaid interest, and actual closing costs may vary. Not all applicants will qualify. For more information, a personalized quote, or the most current and up-to-date rates, please complete the form on our website, call Prime Choice Funding at 949-323-5283, or email us at info@primechoicefunding.com.

$20 Savings Plan Incentive Offer valid for submissions received on or after 12/03/2024.

To qualify for the $20 incentive, participants must complete the form and upload a valid mortgage statement. Limit one incentive per household. The $20 incentive will be delivered via mail within 30 days of eligibility verification. This offer is void where prohibited by law. Prime Choice Funding, Inc. (NMLS #117375) reserves the right to modify or cancel this offer at any time. For licensing information, visit www.nmlsconsumeraccess.org.

Participation in this offer does not obligate you to refinance or apply for any loan product with Prime Choice Funding. Submissions with incomplete or invalid information, including mortgage statements, may be disqualified. A licensed mortgage advisor will contact you to review your personalized savings analysis and discuss potential refinancing or other solutions. Results of the savings analysis may vary. Prime Choice Funding is an Equal Housing Lender/Opportunity.

We protect your privacy. By submitting the form above, you grant Prime Choice Funding permission to contact you via phone, email, text, and other means. You may opt out of receiving communications at any time by contacting us at offers@primechoicefunding.com or following the instructions provided in our communications. Submitting your mortgage statement and receiving your savings analysis is risk-free and does not affect your credit score.
Questions? Please reach out to us at offers@primechoicefunding.com or call 877-787-7463.

This offer is not valid if you move outside of our marketing area. This offer is void where prohibited by law. This offer is made by Prime Choice Funding, Inc NMLS #117375. 1100 Town and Country Rd, Suite 1250, Office 1206, Orange, CA 92868, who is not acting on behalf of or at the direction of your current legislator, or of the federal government, and this offer is not being made by an agency of the government. Prime Choice Funding is an equal housing lender/broker. This is not a government form. Not all applicants will qualify. (www.nmlsconsumeraccess.org) a Licensed Mortgage Company. For licensing information please visit www.nmlsconsumeraccess.org. AL Lic#22408 I AZ Lic#0940991 I Arkansas Lic#117267 | CA DFPI Lic#603F471 Loans made or arranged pursuant to the California Financing Law I CA DRE California Bureau of Real Estate – Real Estate Broker, Lic#01806911 I CO Lic#117375 Regulated by the Division of Real Estate I DC Lic#MLB117375 I DE Lic#025874 I FL Lic#MLD1505 I GA Lic#48008 Georgia Residential Mortgage Licensee I ID Lic#MBL-9234 I IN Lic#38334 I KY Lic#MC410331 I LA Lic#117375 I MA Lic#MC117375 I MD Lic#21456 I MI Lic#FL0020964 I NC Lic#L-174934 I NH Lic#21548-MB I NJ Lic#NJ-C-01020 I NM Lic#117375 | NV Lic#5024 I OH Lic#RM.804338.000 I OR Lic#ML-4926 I PA Lic#105337 I SC Lic#MLS-117375 I TN Lic#135287 I TX SML NMLS#117375 I VA Lic#MC-5862. If you do not wish to receive any future offers from Prime Choice Funding, you can opt out toll free at 877-787-7463.

Texas Residents: If the new loan is subject to Section 50(s)(6) and the new loan to value exceeds 80%, you will not be eligible for this refinance. Additional restrictions may apply.

Figure: 7 TAC §80.200(b)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILLED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEBSITE AT WWW.SMLTEXAS.GOV

**$1,000 Loan Offer Guarantee: Terms and conditions apply. Visit our webpage for full details. By submitting the form above, you grant Prime Choice permission to contact you via phone, email, text, and other means. If you have any questions or concerns, please call 877-787-7463 or send an email to info@primechoicefunding.com. Privacy Policy | Terms of Use | SMS Terms | Licensing | Prime Choice Funding, Inc. | 1100 Town and Country Rd Suite 1250, Office 1206, Orange, CA 92868 | NMLS ID: 117375, NMLS Consumer Access | Equal Housing Lender | Arizona Mortgage Banker License #940991 | Texas State Compliance.

This is not a commitment to make a loan. All approvals are subject to creditworthiness, underwriting guidelines, satisfactory title and appraisal on your home. Minimum and maximum loan amounts do apply. The final decision is subject to the lender’s approval and may be based on additional information or documentation that is required during the underwriting process. Not all applicants will qualify. Prime Choice Funding, Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA or the Federal Government.