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Partner With Prime Choice Funding

Helping Top Real Estate Professionals Close More Business Since 2007

Your reputation is built on every transaction. So is ours.

At Prime Choice Funding, we’re committed to responsive communication, dependable financing solutions, and helping your clients reach the closing table with confidence.

Why Realtors Choose Prime Choice Funding

  • Experienced Mortgage Advisors
  • Personalized Mortgage Solutions
  • Alternative Documentation Programs Available
  • 1,300+ Google Reviews
  • A+ BBB Rating
  • No Obligation Consultation

Let’s Grow Your Business Together

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Why Choose Prime Choice Funding?

We Help You Close More Transactions

Every transaction matters.

Our goal is to help remove financing obstacles, communicate proactively, and keep everyone informed so your transactions move toward a successful closing.

You can expect:

  • Responsive communication
  • Fast pre-qualification and pre-approvals
  • Regular loan status updates
  • Experienced mortgage professionals
  • Creative financing solutions for unique borrowers
  • A trusted lending partner who values your clients

Working with Prime Choice was a breath of fresh air. From start to finish, they demonstrated a genuine commitment to our best interests. The process was seamless, communication was excellent, and we successfully transitioned to a lower rate. A trustworthy company with caring employees who treat you like family—we would gladly work with them again.

This is the first time I have refinanced and the process was smooth and not complicated. This showed me there are still good people out there doing their job to the fullest.

The team at Prime Choice was fantastic to work with. The process was smooth, hassle-free, and transparent. I absolutely recommend them.

They provided excellent service and were efficient and timely. We closed on time with no issues.

Mortgage Solutions for Nearly Every Client

Whether your client is purchasing a home, refinancing, investing, or accessing home equity, we’ll help identify the financing option that best fits their goals.

Home Purchase Solutions

  • First-Time Homebuyer Programs
  • Down Payment Assistance (DPA)
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Jumbo Loans

Specialized Financing

  • Self-Employed Bank Statement Loans
  • 1099 Loans
  • DSCR Investor Loans
  • No Income Loans for Primary Residence
  • Asset Utilization
  • ITIN / Foreign National Financing

Homeowner Solutions

  • Home Equity Loans
  • Home Equity Line of Credit (HELOC)
  • Cash-Out Refinance
  • Reverse Mortgage

What Makes Prime Choice Funding Different?

We understand that choosing a lender isn’t just about interest rates.

It’s about trust.

It’s about communication.

It’s about protecting your reputation.

Since 2007, we’ve helped thousands of homeowners navigate the mortgage process with honesty, transparency, and personalized guidance.

Our philosophy is simple:

— Treat every client as if they were referred by our own family.

Meet Keith McKay

CEO & Founder | Prime Choice Funding, Inc.
NMLS #150966

Keith believes the strongest partnerships are built on trust, communication, and consistently delivering results for every client.

Keith McKay has spent nearly two decades helping families achieve homeownership while building lasting relationships with real estate professionals across the country.

Under Keith’s leadership, Prime Choice Funding has become a trusted mortgage partner known for responsive communication, experienced loan professionals, and financing solutions tailored to each client’s needs.

Whether you’re working with first-time homebuyers, move-up buyers, investors, self-employed borrowers, or homeowners exploring refinance and home equity options, Keith and his team are committed to helping you deliver an exceptional client experience and more successful closings.

Daily Mortgage Market Snapshot

Stay informed with today’s mortgage rates and mortgage-backed securities (MBS) market activity—valuable insights to help you better serve your clients.

Become a Realtor Partner

Whether you need a trusted lending partner or help with a challenging loan scenario, we’re here to support you and your clients.

For real estate professionals only. This communication is not intended for direct distribution to consumers.

Privacy & Communication Consent

By submitting, you authorize Prime Choice Funding to contact you by phone call, text message, email, and/or automated systems, including artificial or prerecorded voice. Consent is not required to apply. Message and data rates may apply. Questions? Contact us at info@primechoicefunding.com.

Licensing & Legal Disclosure
Prime Choice Funding, Inc. (NMLS #117375) is a licensed mortgage lender and broker. We are not affiliated with, endorsed by, or acting on behalf of any government agency. This is not a commitment to lend. All loan approvals are subject to creditworthiness, underwriting guidelines, satisfactory title, and appraisal. Final loan decisions are subject to lender approval and may require additional documentation during underwriting. Not all applicants will qualify. For licensing information, visit www.nmlsconsumeraccess.org.

AL Lic#22408 | AZ Lic#0940991 | AR Lic#117267 | CA DFPI Lic#603F471 | CA DRE Lic#01806911 | CO Lic#117375 | DC Lic#MLB117375 | DE Lic#025874 | FL Lic#MLD1505 | GA Lic#48008 | ID Lic#MBL-9234 | IN Lic#38334 | KY Lic#MC410331 | LA Lic#117375 | MA Lic#MC117375 | MD Lic#21456 | MI Lic#FL0020964 | NC Lic#B-230942 | NH Lic#21548-MB | NJ Lic#NJ-C-01020 | NM Lic#117375 | NV Lic#5024 | OH Lic#RM.804338.000 | OR Lic#ML-4926 | PA Lic#105337 | SC Lic#DCA-117375 | TN Lic#135287 | TX SML NMLS#117375 | VA Lic#MC-5862.

Questions? Contact us at info@primechoicefunding.com or call 877-787-7463.
Prime Choice Funding, Inc. | 1 Corporate Park, Suite 200, Irvine, CA 92606 | NMLS ID: 117375 | Equal Housing Opportunity.

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