Get Your FREE Pre-Qualified Letter
Why get pre-qualified?
1- Discover Your Budget:
Shop confidently by pre-qualifying for a home loan and knowing exactly what fits within your budget.
2- Achieve Your Financing Goals:
Connect with our experienced team of licensed loan officers at Prime Choice Funding. They’re ready to answer your questions and guide you toward achieving your financing goals.
HOW IT WORKS
Discover What You Qualify For
Submit your loan application by applying online. You will work with your dedicated licensed loan officer to get you qualified with the program, terms, and rates.
SECURE YOUR APPROVAL
Our team will thoroughly review your loan application, conduct a property appraisal, and complete the underwriting process to ensure your approval.
SECURE YOUR FUNDS
Once all requirements have been met and we receive clearance to proceed, we will prepare the necessary loan documents. You will then sign the loan documents, and upon completion, your loan will be funded.
Why Prime Choice?
At Prime Choice, we’re here to make your American dream a reality. Whether you’re a first-time homebuyer or an experienced investor, we guarantee competitive loan programs tailored to today’s market. Serving homeowners since 2007, our expert team members are ready to assist you. Get started today and achieve your financial goals with us.
What Our Clients Are Saying
Communication and transparency are cornerstones of how we get home loans done for you, our client. People turn to Prime Choice for a quick, hassle-free mortgage experience.
Prime Choice Funding Disclaimers
Prime Choice Funding Inc., NMLS # 117375, DRE License # 01806911 and CA DPFI License Number 603F471 | 1100 Town & Country Rd. Suite 1250, Office 1206, Orange, CA 92868 | 877-787-7463
Get Pre-Qualified with Prime Choice Funding: Prequalification Disclaimer
Please be aware that prequalification is not a commitment to make a loan. All loan approvals are subject to the applicant’s creditworthiness, adherence to underwriting guidelines, satisfactory title, and an appraisal of your home. Prequalification is based on the initial information provided and does not encompass a detailed review of your credit history or your capacity to repay the loan.
The prequalification amount is merely an estimate and may be adjusted following a thorough review of your financial status. Final approval for your loan hinges on further information or documentation that may be requested during the underwriting process, and not all applicants will qualify.
Loan rates and terms are subject to fluctuation based on market conditions and borrower qualifications. Minimum and maximum loan limits are applicable. The ultimate decision on your loan approval lies with the lender and might be influenced by additional assessments of your financial situation.
Prospective borrowers should carefully evaluate their financial circumstances and needs before proceeding with a loan application. Prequalification should not be construed as financial advice.
Prime Choice Funding, Inc., NMLS #117375, is dedicated to responsible lending and strictly adheres to all federal and state regulatory standards.
Promotion Disclaimers
Real Estate
This offer is exclusively available to clients who are purchasing a home and securing financing through Prime Choice Funding Inc., NMLS # 117375, holding DRE License Number 01806911 and CA DPFI License Number 603F471, with our office located at 1100 Town & Country Rd. Suite 1250, Office 1206, Orange, CA 92868, offering both real estate and mortgage services. offered amount, up to $10,000, is determined by splitting the buyer’s agent commission, less a $2,500 processing fee. For instance, on a $1,000,000 purchase where Prime Choice Funding earns 2% for representing the buyer, the calculation is as follows: $1,000,000 x 2% = $20,000 – $2,500 processing fee = $17,500, and 50% of this, which is $8,750, will be credited at closing as a “Realtor Credit.” To qualify, the purchase must successfully close, and the offer must be provided in writing to the buyer, specifying the subject property, and is exclusive to CA properties. Please be aware that terms and conditions may change without notice, and this offer cannot be combined with other promotions.
Mortgage Finance
This offer is not redeemable for cash and is nontransferable. It cannot be applied retroactively to loans with locked rates. Specific conditions and exclusions are applicable. This does not constitute a commitment to lend and is contingent on qualification according to full underwriting guidelines. Refinancing your existing loan may result in higher total finance charges over the life of the loan. This is not a commitment to make a loan. All approvals are subject to creditworthiness, underwriting guidelines, satisfactory title, and home appraisal. Minimum and maximum loan amounts apply. The final decision is at the lender’s discretion and may depend on additional information or documentation required during the underwriting process. Not all applicants will qualify.
Solar
We have agreements with solar installation companies, giving us control over pricing up to a certain point. We can offer a credit to cover the cost of panels producing 5000 watts. Please note that this offer may not be available at the time of commitment or contract for the new system. For more information, contact us at info@primechoicefunding.com or 877-787-7463.
Website Disclaimer
Any use of this website other than for personal research is strictly forbidden. The use of website scraping, data harvesting, or search spidering for any use other than to supply search query results to private end-user consumers is strictly forbidden. These prohibitions pertain to, but are not limited to, any aggregation of our contributed community content, property listing content, or any other content or data appearing on this website, or individual pages of this website.
Prime Choice Funding (herein referred to as “we” or “us” or “ours”), which includes www.primechoicefunding.com/realestate/ and www.primechoicefunding.com/properties/ , assumes no responsibility for any misleading content (whatever form), or incorrectly listed information due to inaccuracies in content or data supplied by any source to this website. All information presented on this website is deemed reliable but is not guaranteed and should be independently verified by the users of this website. Prime Choice Funding makes no warranty, either expressed or implied, as to the accuracy of the content or data contained within or obtained from this website.
Some property listings that appear for sale on this website may not be available because they are under contract, have sold or are no longer being offered for sale. Prime Choice Funding cannot guarantee the accuracy of MLS/IDX supplied real estate listing content. All property listing content is provided by the brokerage representing the listing. IDX (Internet Data (e)Xchange) and complete MLS data files may not be accepted by www.primechoicefunding.com/realestate/ and www.primechoicefunding.com/properties/. MLS/IDX searches are provided to users solely for personal research. You acknowledge that any reliance on material posted on the Prime Choice Funding Web site will be at your own risk.
Copyright and Digital Millennium Copyright Act Notification Policy
Reporting Claims of Copyright Infringement
We take claims of copyright infringement seriously. We will respond to notices of alleged copyright infringement that comply with applicable law. If you believe any materials accessible on or from this site (the “Web site” or “website”) infringe your copyright, you may request removal of those materials (or access to them) from the Web site by submitting written notification to our copyright agent, designated below. In accordance with the Online Copyright Infringement Liability Limitation Act of the Digital Millennium Copyright Act (17 U.S.C. § 512) (“DMCA”), the written notice (the “DMCA Notice”) must include substantially the following:
- Your physical or electronic signature.
- Identification of the copyrighted work you believe to have been infringed or, if the claim involves multiple works on the Website, a representative list of such works.
- Identification of the material you believe to be infringing in a sufficiently precise manner to allow us to locate that material.
- Adequate information by which we can contact you (including your name, postal address, telephone number, and, if available, email address).
- A statement that you have a good faith belief that use of the copyrighted material is not authorized by the copyright owner, its agent, or the law.
- A statement that the information in the written notice is accurate.
- A statement, under penalty of perjury, that you are authorized to act on behalf of the copyright owner.
Our designated copyright agent to receive DMCA Notices is:
Attention: Keith McKay
Prime Choice Funding, Inc.
Phone: 714.263.1660
Email: kmckay@mypcf.com
If you fail to comply with all of the requirements of Section 512(c)(3) of the DMCA, your DMCA Notice may not be effective.
Please be aware that if you knowingly materially misrepresent that material or activity on the Web site is infringing your copyright, you may be held liable for damages (including costs and attorneys’ fees) under Section 512(f) of the DMCA.
Repeat Infringers
It is our policy in appropriate circumstances to disable or terminate the accounts of users who are repeat infringers.
Cookie Policy
To make this site work properly, we sometimes place small data files called cookies on your device. Most big websites do this too.
What are cookies?
A cookie is a small text file that a website saves on your computer or mobile device when you visit the site. It enables the website to remember your actions and preferences (such as login, language, font size and other display preferences) over a period of time, so you don’t have to keep re-entering them whenever you come back to the site or browse from one page to another.
How do we use cookies?
- We use cookies to optimize your experience on our site. On some sites, they can remember your preferences or provide prompts that save you time. If you opt to turn the cookies off, some site functions may not be optimized
- We deploy cookies that we control and some that are third-party where we do not control their purpose.
- The cookies we use will not be used for anything beyond the purpose stated here. For some of our sites, the cookies change, as does their purpose.
- If you do not want to use these cookies, you can control and/or delete cookies as you wish – for details, see aboutcookies.org. You can delete all cookies that are already on your computer and you can set most browsers to prevent them from being placed. If you do this, however, you may have to manually adjust some preferences every time you visit a site and some services and functionalities may not work.
An example of a cookie at work
A number of our pages use cookies to enhance your experience. They can help remember:
- your display preferences, such as contrast color settings or font size
- if you have already replied to a survey pop-up that asks you if the content was helpful or not (so you won’t be asked again)
- if you have agreed (or not) to our use of cookies on this site
Enabling these cookies is not necessary for the website to work, but it will provide you with a better browsing experience. You can delete or block these cookies, but if you do that some features of this site may not work as intended.
Fair Housing Statement
Prime Choice Funding and all of its agents prohibits housing discrimination on the basis of specific “protected classes”, which include race, color, religion, national origin, gender, familial status, disability, marital status, and age, among others protected by local fair housing ordinances, local laws and the federal Fair Housing Act.
For more information about the Fair Housing Act, please visit: https://www.hud.gov/program_offices/fair_housing_equal_opp/online-complaint
To view California State’s Fair Housing Notice, please visit: https://www.dfeh.ca.gov/housing/
Prime Choice Funding Website Accessibility Statement
At Prime Choice Funding, we are dedicated to enhancing the website experience for all our visitors, including those with disabilities. If you encounter any difficulties while navigating or accessing our content, please contact us at info@primechoicefunding.com or 714-263-1660. We are committed to providing the tools and resources you need and welcome your suggestions for improving our website’s accessibility.
