Fixed Rate Loans

30 Years, 20, 15, 10… The choice is yours.

Fixed rate loans come in various types, and are generally the most popular loans for those looking to buy or refinance their homes. This is due to the security they provide, ensuring consistent monthly payments, without worry or hassle about changing interest rates. If you are planning to own your home for several years or more, a fixed rate loan may be your best option. The most popular loan program is the 30 Year Fixed Rate, but 20 year, 15 year, and 10 year fixed rate loans are also popular.

Why get a fixed rate loan?

  • Get the security of an interest rate and payment that won’t change.
  • Make budgeting easier.
  • Put as little down as 5%.
  • Federally insured FHA Fixed Rate loan programs are also available (starting at 3% down!)

Fixed Rate Loan Options Comparison

The higher the years for a fixed rate loan, the lower the monthly payment. Alternatively, the lower the number of years for a fixed rate loan, the greater the interest savings over the life of the loan.

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