Explore Your New Loan Payment Options

Lower your monthly payment — Remove mortgage insurance — Access cash from your home

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SEE HOW YOU MAY LOWER YOUR PAYMENT OR ACCESS CASH

REVIEW YOUR LOAN OPTIONS

You may be eligible for updated loan programs designed to improve your financial position.

Lower your monthly mortgage payment
Remove or reduce mortgage insurance (if eligible)
Access cash from your home’s equity
Restructure your loan based on today’s market

FLEXIBLE LOAN OPTIONS AVAILABLE

We offer a range of mortgage solutions based on your goals:

Rate & Term Refinance

Lower your interest rate and monthly payment
Improve overall loan structure

Cash-Out Refinance

Convert home equity into usable cash
Ideal for debt consolidation or major expenses

FHA & Government Programs

Flexible qualification guidelines
Options designed for a wide range of homeowners

Get Started Today*

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Why Choose Prime Choice Funding?

Proven Track Record
Since 2007, we’ve helped families nationwide close nearly $10 billion in mortgages.
Access to Competitive Rates
As a national wholesale mortgage broker, we work with lenders to offer some of today’s most competitive rates and terms.
$1,000 Loan Offer Commitment
If you find a better offer, we’ll match it or give you $1,000.

Working with Prime Choice was a breath of fresh air. From start to finish, they demonstrated a genuine commitment to our best interests. The process was seamless, communication was excellent, and we successfully transitioned to a lower rate. A trustworthy company with caring employees who treat you like family—we would gladly work with them again.

Leniesha N.

This is the first time I have refinanced and the process was smooth and not complicated. This showed me there are still good people out there doing their job to the fullest.

Gail T.

The team at Prime Choice was fantastic to work with. The process was smooth, hassle-free, and transparent. I absolutely recommend them.

Doug B

They provided excellent service and were efficient and timely. We closed on time with no issues.

Richard L

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Ready to See What’s Possible?

Let us guide you toward smarter decisions. Discover your savings potential and take the first step today.

1-888-268-4314

Get Started Today!

Tailored Mortgage Options

We offer flexible programs for first-time buyers, self-employed individuals, homeowners looking to refinance, access home equity, or investors.

Expert Guidance

Our team is here to guide you through every step, ensuring a smooth process whether you’re purchasing, refinancing, or tapping into your home’s equity.

$1,000 Loan Offer Commitment
We will match or beat any mortgage offer — or pay you $1,000. Terms apply. See full details at primechoicefunding.com/offer-commitment.

$20 Savings Plan Incentive
To qualify, participants must complete the form and upload a valid mortgage statement. Limit one incentive per household. Incentive will be mailed within 30 days of eligibility verification. Offer void where prohibited. Prime Choice Funding, Inc. (NMLS #117375) reserves the right to modify or cancel this offer at any time. Participation does not obligate you to refinance or apply for a loan. Savings analysis results may vary.

Privacy & Communication Consent
By submitting, you authorize Prime Choice Funding to contact you by phone call, text message, email, and/or automated systems, including artificial or prerecorded voice. Consent is not required to apply. Message and data rates may apply. Questions? Contact us at info@primechoicefunding.com.

Licensing & Legal Disclosure
Prime Choice Funding, Inc. (NMLS #117375) is a licensed mortgage lender and broker. We are not affiliated with, endorsed by, or acting on behalf of any government agency. This is not a commitment to lend. All loan approvals are subject to creditworthiness, underwriting guidelines, satisfactory title, and appraisal. Final loan decisions are subject to lender approval and may require additional documentation during underwriting. Not all applicants will qualify. For licensing information, visit www.nmlsconsumeraccess.org.

Texas Residents
If the new loan is subject to Section 50(a)(6) and the new loan to value exceeds 80%, you will not be eligible for this refinance. Additional restrictions may apply.

Figure: 7 TAC §80.200(b)
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Contact Us
Questions? Contact us at info@primechoicefunding.com or call 877-787-7463.
Prime Choice Funding, Inc. | 1 Corporate Park, Suite 200, Irvine, CA 92606 | NMLS ID: 117375 | Equal Housing Opportunity.