Got $100K on Credit Cards? Flip the Debt. Keep the Cash.*

800-333-4042

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30-year Fixed*
6.25% Rate
6.419% APR

*Terms and Conditions.

Get Started Today*

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Mail Code or Reference ID (if you received mail from us; otherwise, enter 0)

Loan Purpose*

Why Choose Prime Choice Funding?

Proven Track Record
Since 2007, we’ve helped families nationwide close nearly $10 billion in mortgages.
Access to Competitive Rates
As a national wholesale mortgage broker, we work with lenders to offer some of today’s most competitive rates and terms.
$1,000 Loan Offer Guarantee
If you find a better offer, we’ll match it or give you $1,000.

Working with Prime Choice was a breath of fresh air. From start to finish, they demonstrated a genuine commitment to our best interests. The process was seamless, communication was excellent, and we successfully transitioned to a lower rate. A trustworthy company with caring employees who treat you like family—we would gladly work with them again.

Leniesha N.

This is the first time I have refinanced and the process was smooth and not complicated. This showed me there are still good people out there doing their job to the fullest.

Gail T.

The team at Prime Choice was fantastic to work with. The process was smooth, hassle-free, and transparent. I absolutely recommend them.

Doug B

They provided excellent service and were efficient and timely. We closed on time with no issues.

Richard L

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Ready to See What’s Possible?

Let us guide you toward smarter decisions. Discover your savings potential and take the first step today.

1-800-333-4042

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Tailored Mortgage Options

We offer flexible programs for first-time buyers, self-employed individuals, homeowners looking to refinance, access home equity, or investors.

Expert Guidance

Our team is here to guide you through every step, ensuring a smooth process whether you’re purchasing, refinancing, or tapping into your home’s equity.

*Terms and Conditions:
Prime Choice Funding, Inc. is not affiliated with your current lender nor is it an agency of the government. This offer may have been extended because credit criteria have been satisfied for the offer. This is not a commitment to make a loan. All approvals are subject to continued creditworthiness, underwriting guidelines, satisfactory title, and appraisal on your home. Minimum and maximum loan amounts do apply, and not all applicants will qualify.

Rate Disclaimer (Effective 06/25/2025):
This advertisement is for informational purposes only and does not constitute a loan approval or commitment to lend. All loans are subject to credit approval, underwriting guidelines, and acceptable property conditions. Product availability and terms may vary by program and state. Not all applicants will qualify.

The sample loan scenario is based on a $100,000 loan amount with a 30-year fixed rate of 6.25% (APR 6.419%) and includes 1.763% in discount points. Estimated monthly payment is $616, which includes principal and interest only. Taxes, insurance, and impounds are not included. Electing impounds will increase your total monthly payment. Actual payment obligations may be higher. Rates and terms are subject to change without notice based on market conditions and borrower qualifications.

This offer refers to a first mortgage product and does not apply to home equity lines of credit (HELOCs). The Seven-Day Home-Equity Solution is a separate program and applies only to eligible home equity products, subject to final underwriting approval.

Credit Card Rate Disclaimer: Credit card interest rates vary by issuer and borrower profile. As of June 25, 2025, the average credit card APR in the U.S. is 20.15%. Individual rates typically range from 15% to 25% APR, depending on credit score, card type, and issuer policies.

For a personalized quote or more information, please complete the form on this page, call Prime Choice Funding at 866-860-1000, or email info@primechoicefunding.com.

Prime Choice Funding, Inc. | NMLS #117375 | California – DFPI Finance Lenders Law License #603F471 | Licensed Mortgage Company | nmlsconsumeraccess.org

$1,000 Loan Offer Guarantee
We will match or beat any mortgage offer — or pay you $1,000. Terms apply. See full details at primechoicefunding.com/offer-guarantee.

$20 Savings Plan Incentive
To qualify, participants must complete the form and upload a valid mortgage statement. Limit one incentive per household. Incentive will be mailed within 30 days of eligibility verification. Offer void where prohibited. Prime Choice Funding, Inc. (NMLS #117375) reserves the right to modify or cancel this offer at any time. Participation does not obligate you to refinance or apply for a loan. Savings analysis results may vary.

Privacy & Communication Consent
By submitting, you authorize Prime Choice Funding to contact you by phone call, text message, email, and/or automated systems, including artificial or prerecorded voice. Consent is not required to apply. Message and data rates may apply. Questions? Contact us at info@primechoicefunding.com.

Licensing & Legal Disclosure
Prime Choice Funding, Inc. (NMLS #117375) is a licensed mortgage lender and broker. We are not affiliated with, endorsed by, or acting on behalf of any government agency. This is not a commitment to lend. All loan approvals are subject to creditworthiness, underwriting guidelines, satisfactory title, and appraisal. Final loan decisions are subject to lender approval and may require additional documentation during underwriting. Not all applicants will qualify. For licensing information, visit www.nmlsconsumeraccess.org.

Texas Residents
If the new loan is subject to Section 50(a)(6) and the new loan to value exceeds 80%, you will not be eligible for this refinance. Additional restrictions may apply.

Figure: 7 TAC §80.200(b)
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Contact Us
Questions? Contact us at info@primechoicefunding.com or call 877-787-7463.
Prime Choice Funding, Inc. | 17852 E 17th St, Suite 107, Tustin, CA 92780 | NMLS ID: 117375 | Equal Housing Opportunity.