What Our Clients Are Saying
Your Path to a Hassle-Free Home Loan Experience
Navigating the world of home loans can be daunting, but with Prime Choice Funding, Inc., it becomes a journey of simplicity and clarity. Think of us as your steadfast partners, ever-present to guide you every step of the way.
Whether you’re a first-time homebuyer, self-employed, or a seasoned investor, we guarantee access to the best programs tailored for your needs in today’s competitive market.
Financing Dreams with a Personal Touch
We don’t just offer loans; we help turn houses into homes where dreams flourish. Our family-owned ethos ensures that while we have the tools of a large corporation, we maintain the personal touch, care, and flexibility that only an independent business can offer.
Choose Prime Choice Funding, Inc., where your aspirations lead our mission and your future is our commitment.
Featured Loan Program
Bank statement loan: Who should get one?
At Prime Choice Funding Inc (NMLS ID 117375), we recognize the unique financial landscape faced by self-employed and gig workers, including when it comes to securing a mortgage for a new home. That’s why we are pleased to offer the bank statement home loan, a product designed to align with the financial realities of those who may not fit the conventional employment mold.
What is a bank statement home loan?
A bank statement home loan, or stated income loan, is an innovative mortgage solution that doesn’t require traditional income verification documents such as W-2s or tax returns. Instead, applicants can use bank statements as proof of income. This approach can be highly beneficial for professionals like doctors, lawyers, and real estate agents, or anyone whose income might be irregular, or those who claim large tax deductions.
Imagine this situation: Your tax returns show that you made $100,000 last year because of a significant deduction for an expensive piece of equipment, even though you actually made $200,000. In this case, the bank statement home loan would be an excellent choice, as your bank statements would adequately reflect your real income, allowing you to qualify for a loan that truly matches your financial standing.
Why choose Prime Choice Funding Inc?
At Prime Choice Funding Inc, we are dedicated to providing financial solutions tailored to the self-employed and gig economy workers. We understand the challenges you face in the traditional mortgage landscape, and we’re here to offer a flexible option that takes into account your actual income.
Explore our bank statement home loan options today and discover how we can help you achieve your home ownership dreams. Our expert mortgage team is always ready to assist you in finding the perfect fit for your unique financial situation. With Prime Choice Funding Inc, you’ll find the understanding and options you need to make home buying a reality.
Partner Sites
Discover financial empowerment with Prime Choice Funding’s diverse loans, designed for homeownership and investment success, supported by expert guidance.
- Loan Programs for Self-Employed & Gig Workers: Unleash your entrepreneurial potential with our custom-designed financing solutions. Qualify through bank statements and more, crafted just for business owners and freelancers.
- Down Payment Assistance for First-Time Buyers: Explore programs designed to help first-time homebuyers with down payments, alongside other eligible programs.
- No Income Verification Home Loans: Simplify your path to homeownership without traditional income verification.
- Cash-Out Refinancing vs. Home Equity Loans: A comparison to help you choose the right option for leveraging home equity.
- FHA and VA Loans: Government-backed loans with lower or no down payment options for eligible buyers, including veterans.
- Investment Property Loans: Financing options crafted for real estate investors to maximize investment property potential.
Rest assured, with Prime Choice Funding’s comprehensive selection of loan solutions and dedicated support, we’re here to back every step of your financial journey, making sure your path to homeownership and investment prosperity is clear and well-supported.
